Thank you, please explain the details
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Thank you, please explain the details
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Dear host:
Hello! 5173 The customer service team is glad to serve you! There is no need to open online banking, but if you want to bind the bank account,
I really answered you for you. I hope to adopt
Thank you for your attention and support for 5173. Essence
The application and use of online banks (referred to as online banking) (take the online banking of Construction Bank as an example). This is my experience. I hope to help netizens in need.
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The online banking: credit card (loan card) online banking, debit card (savings card) online banking, passbook online banking, and two types of debit cards and passbook online banking: U shield online banking And password card network bank. Credit card online banking can be used directly on the Internet. It does not need to go to the bank to go through the procedures, there is no U -Shield or password card, and not to install a certificate and management (driver) procedure.
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It another type. Many people think that it is online banking. In fact, it is not an online banking. It is a bank card with online payment functions. Different bank cards are different from online banking.
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The instructions for network banking transaction limit:
dynamic password card users: single payment limit of 3,000 yuan, daily cumulative payment limit of 3,000 yuan
u shield user: single payment limit 2000,000 yuan The daily cumulative payment limit is 500,000 yuan
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It introduced the processing and use of debit cards and passbook online banking:
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. The method of online banking.
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The valid ID card (to handle it in person, banks do not allow agency), go to the bank to go through the procedures for opening (signing). Online banking, there is no new account opening. If you have multiple cards or passbooks in the same bank, you can add other cards or passbook accounts to online banking accounts. The accounts of different banks cannot be added to the same online bank account.
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The dynamic password card online banking
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The online banking does not have a U shield. When signing and registering at the counter, the bank will give a password card. There are 30 electronics on the password card. Wells, each time you use one at a time, you can use 28 times (the last password is the first password used to connect to the next password card, which cannot be used for trading). After using a password card, you need to buy a new password card from the bank, each charging 3 yuan. After the bank registration is registered, it must be activated online to use it. Digital certificates must be installed when activating without the driver.
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The description:
1. Customers who have the account of China Construction Bank, bring their valid ID and the original card to buy a dynamic password card at any outlet counter at the China Construction Bank.
2, log in to online banks, enter the "Security Center" menu, select "Dynamic password", the system will display the dynamic password registration page. Please enter two dynamic password card numbers, the first dynamic password password and your transaction password, click "Confirm", that is, the registration is successful.
3, every time you log in to online banking transactions, use the password on the card in turn.
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u shield online banking
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After the bank is opened to open online banking, the bank will give a U shield (CCB called online banking shield) and "online banking manual" (some of them "(some" (some of which There is also a CD). The disc is used to install the driver, and it can be installed until the light drive double -click to open it. Before use, it is recommended to read the "Online Banking Manual" in detail, and it will guide you how to activate online banking and download and install certificates.
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. How to use online banking.
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In the procedures at the counter, you must also activate online to use online banking. This is the login URL of the CCB Bank: IBSBJSTAR.CCB/APP/V5/CN/STY1/LOGIN.JSP. There are "If you log in for the first time you open online banking at the bank counter, click here to enter" "" After clicking to enter, you can activate online banking. When activating, you must set the login password, transaction password, and electronic password.
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Curakami online banking also provides simulation "online banking function demonstration" (Address: IBSBJSTAR.CCB/V5/Demo/Webpage_Demo/Pre_demo). usage of.
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It Construction Bank also provides online banking registered dynamic demonstration and payment demonstration:
Cungeon online banking registration demonstration:/bin/scripts/paygate/helpmsg/01050000_reg n Construction Bank online bank payment demonstration:/bin/scripts/paygate/helpmsg/01050000_pay
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(1) Nickname. Give your own online banking to a personalized nickname. When you log in to online banking, you do n’t need to enter a series of digital bank accounts. You can log in to enter the nickname.
(2) Login password. This password is used during online banking. After login, you can query the account balance and the transaction details.
(3) Transaction password. Online banking needs to enter the transaction password when transferring and paying.
(4) Electronic passwords. After entering the transaction password, you must also enter electronic passwords to success.
(5) Registration certificate. The registration certificate is automatic registration and manual registration. If the computer system cannot register automatically, it must be registered manually.
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In the operation of the above operations, you can log in to IBSBJSTAR.CCB/APP/V5/cn/STY1/Login.jsp. In addition to the above nicknames and passwords in use, there are two additional codes in the webpage entering and trading respectively. This is to prevent malicious programs from cracking the silver password of the network. U -shield users must insert U -Shield during the transaction, otherwise they cannot be traded. When logging in and transaction, you must use the soft keyboard input provided by the webpage. This is not necessary to copy the password even if there is a Trojan horse, because the number of numbers on the soft keyboard is different at each layout, and it is useless to copy it.